final touches for beta skymoney (at least i think)

.env.example

@@ -0,0 +1,23 @@
+# App
+NODE_ENV=development
+PORT=8080
+CORS_ORIGIN=http://localhost:5173
+AUTH_DISABLED=false
+SEED_DEFAULT_BUDGET=false
+ROLLOVER_SCHEDULE_CRON=0 6 * * *
+
+# Database (app runtime)
+POSTGRES_DB=skymoney
+POSTGRES_USER=skymoney_app
+POSTGRES_PASSWORD=change-me
+DATABASE_URL=postgres://skymoney_app:change-me@postgres:5432/skymoney
+
+# Database (backup/restore on host)
+BACKUP_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/skymoney
+RESTORE_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/skymoney_restore_test
+ADMIN_DATABASE_URL=postgres://postgres:change-me@127.0.0.1:5432/postgres
+
+# Auth secrets (min 32 chars)
+JWT_SECRET=replace-with-32+-chars
+COOKIE_SECRET=replace-with-32+-chars
+COOKIE_DOMAIN=skymoneybudget.com