final touches for beta skymoney (at least i think)

api/create-multi-overdue-user.cjs

@@ -0,0 +1,133 @@
+// Create test user with MULTIPLE overdue bills
+const argon2 = require('argon2');
+const { PrismaClient } = require('@prisma/client');
+
+async function main() {
+  const prisma = new PrismaClient({ 
+    datasourceUrl: 'postgres://app:app@localhost:5432/skymoney' 
+  });
+  
+  try {
+    const email = 'test@skymoney.com';
+    const password = 'password123';
+    
+    // Clean up existing user
+    await prisma.user.deleteMany({ where: { email } });
+    console.log('✓ Cleaned up old test user');
+    
+    // Create user
+    const passwordHash = await argon2.hash(password);
+    const user = await prisma.user.create({
+      data: {
+        email,
+        passwordHash,
+        displayName: 'Test User',
+        incomeFrequency: 'biweekly',
+        totalBudgetCents: BigInt(300000), // $3000
+        timezone: 'America/New_York',
+      },
+    });
+    console.log('✓ Created user:', user.id);
+    
+    // Create income source
+    await prisma.incomeEvent.create({
+      data: {
+        id: '00000000-0000-0000-0000-000000000001',
+        userId: user.id,
+        postedAt: new Date(),
+        amountCents: BigInt(300000),
+        note: 'Initial budget',
+      },
+    });
+    console.log('✓ Created income: $3000');
+    
+    // Create categories
+    await prisma.variableCategory.createMany({
+      data: [
+        { userId: user.id, name: 'Groceries', percent: 50, priority: 1, balanceCents: BigInt(150000) },
+        { userId: user.id, name: 'Other', percent: 50, priority: 2, balanceCents: BigInt(150000) },
+      ],
+    });
+    console.log('✓ Created categories (100% total)');
+    
+    const today = new Date();
+    today.setHours(6, 0, 0, 0); // 6am today
+    
+    const threeDaysAgo = new Date(today);
+    threeDaysAgo.setDate(threeDaysAgo.getDate() - 3);
+    
+    const oneWeekAgo = new Date(today);
+    oneWeekAgo.setDate(oneWeekAgo.getDate() - 7);
+    
+    // Create THREE overdue bills with different dates
+    // 1. Rent - $1500, $1000 funded, $500 overdue (oldest - 7 days ago)
+    await prisma.fixedPlan.create({
+      data: {
+        userId: user.id,
+        name: 'Rent',
+        cycleStart: oneWeekAgo,
+        dueOn: today,
+        totalCents: BigInt(150000), // $1500
+        fundedCents: BigInt(100000), // $1000 funded
+        currentFundedCents: BigInt(100000),
+        priority: 1,
+        isOverdue: true,
+        overdueAmount: BigInt(50000), // $500 overdue
+        overdueSince: oneWeekAgo,
+      },
+    });
+    
+    // 2. Utilities - $200, $100 funded, $100 overdue (3 days ago)
+    await prisma.fixedPlan.create({
+      data: {
+        userId: user.id,
+        name: 'Utilities',
+        cycleStart: threeDaysAgo,
+        dueOn: today,
+        totalCents: BigInt(20000), // $200
+        fundedCents: BigInt(10000), // $100 funded
+        currentFundedCents: BigInt(10000),
+        priority: 2,
+        isOverdue: true,
+        overdueAmount: BigInt(10000), // $100 overdue
+        overdueSince: threeDaysAgo,
+      },
+    });
+    
+    // 3. Phone - $100, $50 funded, $50 overdue (today)
+    await prisma.fixedPlan.create({
+      data: {
+        userId: user.id,
+        name: 'Phone',
+        cycleStart: today,
+        dueOn: today,
+        totalCents: BigInt(10000), // $100
+        fundedCents: BigInt(5000), // $50 funded
+        currentFundedCents: BigInt(5000),
+        priority: 3,
+        isOverdue: true,
+        overdueAmount: BigInt(5000), // $50 overdue
+        overdueSince: today,
+      },
+    });
+    
+    console.log('✓ Created 3 overdue plans:');
+    console.log('  - Rent: $1500 total, $1000 funded, $500 overdue (7 days ago)');
+    console.log('  - Utilities: $200 total, $100 funded, $100 overdue (3 days ago)');
+    console.log('  - Phone: $100 total, $50 funded, $50 overdue (today)');
+    console.log('\n✅ Test user ready!');
+    console.log('   Email: test@skymoney.com');
+    console.log('   Password: password123');
+    console.log('   Total overdue: $650');
+    console.log('\n💡 Post $1000 income to see priority order:');
+    console.log('   1st: Rent $500 (oldest)');
+    console.log('   2nd: Utilities $100');
+    console.log('   3rd: Phone $50');
+    console.log('   Remaining $350 → normal allocation');
+    
+  } finally {
+    await prisma.$disconnect();
+  }
+}
+
+main();