final touches for beta skymoney (at least i think)

api/create-test-user.cjs

@@ -0,0 +1,91 @@
+const argon2 = require('argon2');
+const { PrismaClient } = require('@prisma/client');
+
+async function createTestUser() {
+  const prisma = new PrismaClient({ 
+    datasourceUrl: 'postgres://app:app@localhost:5432/skymoney' 
+  });
+
+  try {
+    // Delete existing test user if exists
+    await prisma.user.deleteMany({ 
+      where: { email: 'test@skymoney.com' } 
+    });
+    console.log('✓ Cleaned up old test user');
+
+    // Create user
+    const hash = await argon2.hash('password123');
+    const user = await prisma.user.create({
+      data: {
+        email: 'test@skymoney.com',
+        passwordHash: hash,
+        displayName: 'Test User',
+        timezone: 'America/New_York'
+      }
+    });
+    console.log('✓ Created user:', user.id);
+
+    // Create income
+    await prisma.incomeEvent.create({
+      data: {
+        userId: user.id,
+        amountCents: 300000n, // $3000
+        postedAt: new Date(),
+        isScheduledIncome: true
+      }
+    });
+    console.log('✓ Created income: $3000');
+
+    // Create categories (must total 100%)
+    await prisma.variableCategory.create({
+      data: { 
+        userId: user.id, 
+        name: 'Groceries', 
+        percent: 50, 
+        balanceCents: 150000n // $1500
+      }
+    });
+    await prisma.variableCategory.create({
+      data: { 
+        userId: user.id, 
+        name: 'Other', 
+        percent: 50, 
+        balanceCents: 0n 
+      }
+    });
+    console.log('✓ Created categories (100% total)');
+
+    // Create rent bill due today - PARTIALLY FUNDED & OVERDUE
+    const today = new Date();
+    today.setHours(0, 0, 0, 0);
+    
+    await prisma.fixedPlan.create({
+      data: {
+        userId: user.id,
+        name: 'Rent',
+        totalCents: 150000n,         // $1500 total
+        fundedCents: 100000n,         // $1000 funded (partial)
+        currentFundedCents: 100000n,  // $1000 available
+        dueOn: today,
+        cycleStart: today,
+        frequency: 'monthly',
+        needsFundingThisPeriod: true,
+        isOverdue: true,              // Marked overdue
+        overdueAmount: 50000n,        // $500 outstanding
+        overdueSince: new Date()
+      }
+    });
+    console.log('✓ Created Rent plan: $1500 total, $1000 funded, $500 overdue');
+    console.log('\n✅ Test user ready!');
+    console.log('   Email: test@skymoney.com');
+    console.log('   Password: password123');
+    console.log('   Rent: $1500 due today (partially funded, overdue)');
+
+  } catch (error) {
+    console.error('❌ Error:', error.message);
+  } finally {
+    await prisma.$disconnect();
+  }
+}
+
+createTestUser();