final touches for beta skymoney (at least i think)

api/test-overdue-api.sh

@@ -0,0 +1,41 @@
+#!/bin/bash
+
+# Test overdue payment via API endpoint
+
+# Login to get token
+echo "🔐 Logging in..."
+LOGIN_RESPONSE=$(curl -s -X POST http://localhost:8080/api/auth/login \
+  -H "Content-Type: application/json" \
+  -d '{"email":"test@skymoney.com","password":"password123"}')
+
+TOKEN=$(echo $LOGIN_RESPONSE | grep -o '"token":"[^"]*' | cut -d'"' -f4)
+
+if [ -z "$TOKEN" ]; then
+  echo "❌ Login failed"
+  exit 1
+fi
+
+echo "✅ Logged in successfully"
+
+# Check current state
+echo -e "\n📋 Checking current plans..."
+curl -s -X GET http://localhost:8080/api/fixed-plans \
+  -H "Authorization: Bearer $TOKEN" | jq '.plans[] | {name: .name, funded: .fundedCents, total: .totalCents, isOverdue: .isOverdue, overdueAmount: .overdueAmount}'
+
+# Post $500 income - should pay $500 to overdue (was $1000, now $500 remaining)
+echo -e "\n💰 Posting $500 income..."
+INCOME_RESPONSE=$(curl -s -X POST http://localhost:8080/api/income \
+  -H "Authorization: Bearer $TOKEN" \
+  -H "Content-Type: application/json" \
+  -d '{
+    "amountCents": 50000,
+    "postedAt": "'$(date -u +"%Y-%m-%dT%H:%M:%SZ")'",
+    "note": "Test income for overdue"
+  }')
+
+echo $INCOME_RESPONSE | jq '.'
+
+# Check state after income
+echo -e "\n📋 Checking plans after income..."
+curl -s -X GET http://localhost:8080/api/fixed-plans \
+  -H "Authorization: Bearer $TOKEN" | jq '.plans[] | {name: .name, funded: .fundedCents, total: .totalCents, isOverdue: .isOverdue, overdueAmount: .overdueAmount}'