final touches for beta skymoney (at least i think)

web/tests/funding.test.ts

@@ -0,0 +1,32 @@
+import { describe, it, expect } from 'vitest';
+import { computeFixedFundingStatus } from '../src/utils/funding';
+
+describe('computeFixedFundingStatus', () => {
+  it('weekly pay, 3-week window, after 1 week funded one-third -> no funding needed', () => {
+    const cycleStart = new Date('2025-11-01T00:00:00.000Z');
+    const now = new Date('2025-11-08T00:00:00.000Z'); // 7 days later => 1 paycheck elapsed
+    const due = new Date(cycleStart.getTime() + 21 * 24 * 60 * 60 * 1000); // 21 days after start
+    const total = 30000; // $300.00
+    const funded = Math.round(total / 3); // after 1 paycheck
+
+    const plans = [{ id: 'p1', name: 'Rent', totalCents: total, fundedCents: funded, dueOn: due.toISOString(), cycleStart: cycleStart.toISOString() }];
+
+    const res = computeFixedFundingStatus('regular', 'weekly', plans, now, false, 100);
+    expect(res.needsFunding).toBe(false);
+    expect(res.plans[0].needsFunding).toBe(false);
+  });
+
+  it('weekly pay, 3-week window, after 1 week underfunded -> needs funding', () => {
+    const cycleStart = new Date('2025-11-01T00:00:00.000Z');
+    const now = new Date('2025-11-08T00:00:00.000Z'); // 7 days later
+    const due = new Date(cycleStart.getTime() + 21 * 24 * 60 * 60 * 1000);
+    const total = 30000; // $300.00
+    const funded = Math.round(total / 3) - 500; // under by $5
+
+    const plans = [{ id: 'p1', name: 'Rent', totalCents: total, fundedCents: funded, dueOn: due.toISOString(), cycleStart: cycleStart.toISOString() }];
+
+    const res = computeFixedFundingStatus('regular', 'weekly', plans, now, false, 100);
+    expect(res.needsFunding).toBe(true);
+    expect(res.plans[0].needsFunding).toBe(true);
+  });
+});